Mortgage Loan Officer

Starting Pay Rate is Based on Experience - Minimum Hourly Rate :

$12.28

Recognizing and valuing diversity strengthens our ability to attract retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences life experiences knowledge and talent that our associates invest in their work represents a significant part of not only our culture but our reputation and companys achievement as well.

A Centier Associate is someone who embodies a servant heart is unaccepting of anything less than remarkable service and is self-motivated and driven to deliver exceptional results.

What are our values Our Corporate values are Caring Loyalty Integrity Friendship wouldnt want to work for an AWARD-WINNING companythats built on these pillars

What about the perks Access to our Marathon Health Clinics which provide FREE visits & prescriptions Generous Paid Time Off benefit Tuition Reimbursement 401K match Associate Stock Ownership Plan Daycare Reimbursement FREE Onsite Fitness Center / Fitness Reimbursements Health and Wellness Programs the ability to have a voice with our Diversity / Equity / Inclusion Council Career Growth Work / Life Balance AND MORE.

What your normal day-to-day would be :

• Responsible for making sales calls on realtors builders and other pertinent parties for the purpose of soliciting mortgage loans developing banking relationships and cross-selling services. (Outside Loan Originators only).
• Interview loan applicants to document income debt credit history employment and general information. Request and review documents such as income tax returns W-2s purchase agreements legal descriptions forms for verification and all other documents necessary to properly process an application.
• Determine if applicants meet established standards or what additional information might be necessary for further consideration.
• Ability to analyze financial information including but not limited to tax returns.
• Inform applicants of all costs and closing fees associated with the loan request.
• Submit completed loan applications and all supporting documents to loan processing to begin processing of the loan.
• Call applicants to resolve discrepancies such as derogatory credit unlisted debt or any other issue.
• Inform loan applicants of loan approval or denial.
• Participate in all scheduled meetings deemed necessary by management.
• Communicate open and honestly with all bank associates including management and with clients and potential clients.
• Meet production goals on a monthly basis.
• Attend loan closings.
• Understand and adhere to all bank and government regulations rules policies and procedures including but not limited to operations and compliance.
• Represent the bank in community activities including business charitable civic and social to develop and maintain client contact and referral relationships.
• Engage in personal development activities such as BAI courses and internal / external training to assist in growing in career.

What is needed to be successful in this position :

What you need to bring to the table :

Bring it all together :

Responsible for soliciting referral sources to get mortgage loans providing information during inquiries and ultimately if appropriate inviting the client to make a mortgage loan application. When making a mortgage loan application this position interviews mortgage loan applicants in a friendly and efficient manner by securing an application and all supporting documents for submission to loan processing.

What do I do now

Disability Accommodation Statement

Centier Bank is an Equal Employment Opportunity / Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank please call us at or send us an email at .

Equal Opportunity Employer : Disability / Veteran

Centier Bankis proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race color gender national origin religion age disability sexual orientation gender identity military status veteran status or any other legally protected status.

Member FDIC

Required Experience :

Unclear Seniority

Key Skills

Cost Accounting,Food Technology,Graphic Designing,Brand Communications,ITI

Employment Type : Full-Time

Experience : years

Vacancy : 1