Mortgage Loan Underwriter III

The Mortgage Loan Underwriter evaluates credit and property risks for Conventional, FHA, and Rural Development loans from affiliated banks and correspondent lenders. Performs a preliminary and final review of FHA, Rural Development, Conventional, VA and IFA applications for Heritage and Alliance loan applications. Establish property values and appraisal analysis for HUD, VA, USDA and Conventional loans. Reviews loan files for compliance with investor guidelines. Follow IBMC loan review and quality control guidelines as files are reviewed. Required Education : High school diploma or general education degree (GED) Required Work Experience : Minimum 5 years Conventional, FHA, USDA and VA Underwriting experience or equivalent combination of education and experience. Has actively been Underwriting loans in past 12 months. Specialized Training : Appraisal or underwriting training, at least 1 Government Loan Program designation (FHA Direct Endorsement, VA Lapp Authority). PIb2c420679e8d-9065