Capital Markets Associate

The role

involves close collaboration with internal teams - including Risk, Treasury, Accounting, and Data Science - as well as external stakeholders such as institutional investors, warehouse lenders, and rating agencies.

What you’ll do :

• Analyze SoFi’s closed securitizations and financing portfolios across unsecured lending products on a monthly basis, translating complex deal structures into monitoring frameworks for triggers, credit enhancement, and key performance metrics.
• Develop and automate datasets, dashboards, and workflows to streamline reporting cycles and track critical metrics including cumulative losses, delinquencies, roll rates, recoveries, prepayment speeds, etc.
• Produce detailed surveillance reports and performance reviews that distill analytical findings into clear, data-driven insights supporting strategic decisions across Capital Markets, Risk, FP&A, and Treasury.
• Deliver collateral tapes, performance data, analyses, and ad hoc requests for investors, warehouse lenders, and rating agencies - ensuring transparent, insight-driven reporting that strengthens external relationships and.
• Maintain alignment between internal data systems and external reporting platforms to ensure consistency and accuracy.
• Partner cross-functionally with Credit, Legal, Accounting, and Structuring teams to uphold consistent methodologies and data integrity across balance-sheet and securitized portfolios.

What you’ll need :

Strong analytical skills and attention to detail, with the ability to translate quantitative findings into actionable business insights.

Familiarity with asset-backed securitization datasets and platforms (e.g., Bloomberg, Intex, dv01) and loan-level or performance data preferred.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our  Benefits at SoFi   page!

Pay range : $76,800.00 - $144,000.00

Payment frequency : Annual

This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above.