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Treasury Business Analyst
Treasury Business AnalystFirst American • Dallas, TX, United States
Treasury Business Analyst

Treasury Business Analyst

First American • Dallas, TX, United States
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Who We AreJoin a team that puts its People First! As a member of First American's family of companies, FirstFunding, operates as a non-depository (non-bank) company offering warehouse lending facilities. These facilities help provide necessary funding capability to non-delegated correspondent lenders, correspondent lenders, community banks and credit unions. First Funding services roughly 300 accounts currently and is growing! Since 1889, First American (NYSE : FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for ten consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com. What We DoThe Business Analyst supports Treasury and Funding Operations within a warehouse lending and mortgage environment. This role is responsible for managing daily funding / cash processes, reconciling financial data, and analyzing lender and treasury transactions. The ideal candidate is a self-starter who can identify problems, design and implement solutions, and drive operational efficiency within the department. This position requires strong analytical skills, independent decision-making, and the ability to document and improve financial and business processes across Treasury Operations.

What You'll Do

  • Process and reconcile cash accounts, funding source accounts, and wire transactions.
  • Manage ACH testing, bank account closures, positive pay exceptions, and invoice processing.
  • Monitor treasury inbox, review payments, and validate transfers.
  • Conduct deficit collections monitoring, and ACH returns / overdraft reviews.
  • Track and reconcile aged advances, haircut transfers, and funding account wires.
  • Oversee daily lender MOR reconciliation, ensuring accounts align with internal records.
  • Generate and review deficit and EOD reports, maintaining funding accuracy.
  • Provide support with related variance analyses.
  • Provide support with liquidity tracking and customer fund availability reports.
  • Support weekly tracking of advances vs. bank purchase registers and funding reconciliation.
  • Document and refine business processes, procedures, and reporting standards.
  • Identify and recommend process efficiencies and automation opportunities.
  • Develop dashboards, reports, and data visualizations for management.
  • Collaborate with peers to test, implement, and improve financial workflows.

What You'll Bring

  • Bachelor's degree in Business, Finance, Accounting, or a related field - or equivalent professional experience in warehouse lending, treasury, or mortgage operations.
  • 2-5 years of experience in financial analysis, funding operations, or treasury management.
  • Accuracy and attention to detail in managing financial data.
  • Initiative in improving processes and identifying risks.
  • Ability to manage recurring and ad hoc reporting with minimal supervision.
  • Adaptability to dynamic workloads and system changes.
  • Prior exposure to warehouse lending processes, loan funding systems, or mortgage finance workflows is highly preferred
  • Strong analytical and reconciliation skills.
  • Proficiency with Excel and treasury / funding platforms.
  • Ability to document and improve business processes.
  • Excellent communication and cross-department collaboration.
  • High attention to detail and ability to meet deadlines in a fast-paced environment.
  • Job Location : This position offers flexibility to work remotely; however, candidates based in the Dallas, TX area will follow a hybrid work model.

    Salary Range : $72,125.00 - $96,125.00 Annually

    This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.

    What We OfferBy choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.

  • Note that the following statements only apply to candidates who will be working from an unincorporated area within Los Angeles County.
  • First American will consider for employment all qualified applicants, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws (e.g., the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act).

    First American intends to conduct a review of an applicant's criminal history in connection with a conditional offer. First American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment : handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements.

    Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO / paid sick leave and other great benefits like an employee stock purchase plan.

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