Mortgage Loan Officer
Security State Bank & TrustAustin, TX, USjob_description.job_card.variable_days_ago
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job_description.job_card.job_descriptionAt least three year’s outside sales and mortgage loan experience Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience Working knowledge of applicable laws and regulations related to mortgage lending Excellent interpersonal, organizational, and telephone etiquette skills Must be a self-starter, be able to work independently, and exercise sound judgement Excellent verbal and written communication skills Working knowledge of personal computers to include MS Word, Excel, Loan Origination software (preferably Encompass) and Internet Explorer Ability to work under stressful conditions while maintaining professionalism and enthusiasm Must have a current Driver’s License and clean driving record Ability to travel locally
Job Description
Job Description
Description : Position Summary :
Originating residential mortgage loans which can be sold in the secondary market. Actively market services to business referral partners.
Responsibilities :
- Emulates SSB&T Core Values.
- Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
- Assist prospective borrowers in the proper completion of loan applications
- Provide required disclosures
- Collect funds for services to be ordered
- Gather necessary support documents from prospective borrowers
- Provide customer assistance in the selection of loan programs that best fit their needs
- Disclose loan terms
- Lock in loan interest rates
- Coordinate with realtors and borrowers by providing answers to any questions on loan status updates
- Provide any significant changes to loan terms or closing dates
- Coordinate the loan processing efforts by communicating loan status between borrowers and processors
- Monitor the loan process to ensure loans close and fund on the date specified by the borrower
- Other duties as assigned
Requirements :
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Mortgage Loan Officer • Austin, TX, US