VP Consumer Credit Acquisition Strategy

VP Consumer Credit Acquisitions Strategy

Reporting to the SVP Credit Acquisitions Strategy Leader, the VP Consumer Credit Acquisitions Strategy will lead a team focused on developing and managing credit acquisitions strategies for several client groups within Synchrony, across both open and closed-end products. The successful candidate will bring their strong people leadership and analytic experience to drive innovation and efficiencies in acquisition credit strategies.

Essential Responsibilities :

• Lead a team in the development and enhancement of new account credit strategies that drive profitable growth while operating within risk appetite.
• Utilize advanced underwriting techniques to optimize acquisition strategies and new account credit decisions.
• Develop and track core acquisition credit strategies at the product and client level that minimize both Synchrony and the retail partners' risks, while balancing the risk-reward tradeoff.
• Evaluate multiple data sources to evaluate and uncover insights and integrate into acquisition strategies.
• Identify and communicate how acquisition actions impact overall portfolio performance (understanding portfolio and platform nuances).
• Work closely with Portfolio Credit leaders to ensure strategies support both business and client objectives, while maintaining a straightforward, standardized, enterprise-wide decision structure.
• Work effectively cross-functionally to drive smart growth and client satisfaction.
• Support driving enhanced strategies, using champion / challenger leanings to manage credit exposure.
• Coordinate planning cycles with portfolio teams to ensure consistency in business plans.
• Drive the enhancement of credit monitoring and report-out of acquisition metrics designed to identify credit risk exposure and effectively develop mitigants.
• Ensure effective pre-implementation strategies and strategy validations are executed by team members.
• Drive the implementation of credit monitoring and tracking systems designed to quantify the differences in effectiveness of alternative credit strategies.

Qualifications / Requirements :

Desired Characteristics :

Grade / Level : 12

The salary range for this position is 135,000.00 - 230,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level, or knowledge. Salaries are adjusted according to market in CA, NY Metro, and Seattle.

Eligibility Requirements :

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.