Chief Credit Officer

Excellent opportunity for an EVP / Chief Credit Officer with a very successful regional financial institution. Relocation assistance offered to the right candidate.

The Chief Credit Officer is the senior manager responsible for maintaining and setting loan policy, managing the credit and loan closing processes, provides oversight of the credit granting process. Provides credit guidance to lenders, chairs the Credit Risk Management Committee, chairs the Watch List and approves major credit exposures up to individual authority.

Responsibilities :

• Approving major credit exposures up to personal lending limits. This also involves meeting with lenders in triage and often individually to provide direction to the credit process.
• Managing the day to day Credit Department and loan closing process including credit approval, managing concentration limits on a portfolio basis, adherence to credit policies, performing industry reviews as required, responsible for regulatory audit, etc.
• Preparation of materials and acting as chair of the Credit Risk Management Committee and Watch List Committee.
• Meeting with Portfolio Managers and Credit Analysts to help structure and negotiate loan requests.
• Setting credit standards for lending.
• Other duties as assigned.
• Experience with ALLL analysis narrative and stress test understanding.

Requirements :

For further consideration regarding this and / or other opportunities please inquire confidentially to or call . All inquiries held in strict confidence. Thank you for your interest.