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Credit Portfolio Manager
Credit Portfolio ManagerUMB Bank • Overland Park, Kansas, USA
Credit Portfolio Manager

Credit Portfolio Manager

UMB Bank • Overland Park, Kansas, USA
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CREDIT PORTFOLIO MANAGER-OVERLAND PARK KS OR AURORA CO

As the Credit Portfolio Manager you will manage an assigned portfolio of Business Banking (BB) and Small Business Banking (SBB) loans. This includes day-to-day management of the portfolio and processing loan annual reviews loan renewals and loan modifications.

How you will spend your time :

  • Analyze business and personal financial statements and performing financial spreading of those statements.
  • Utilize loan processing software to produce formal Loan Proposals for credit actions that will be presented for approval.
  • Present solutions to credit structure covenants financial reporting requirements and other credit conditions to the Portfolio Manager.
  • Monitor portfolio continuously by tracking loan exceptions BBC covenants past dues and other portfolio management activities.
  • Recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken.
  • Provide timely follow up and ensure that loan servicing actions are properly administered. Collaborate with Relationship Officers to both identify expansion opportunities and maintain credit quality for existing base of customers.
  • Work with Relationship Officers to clear past dues exceptions and covenants.

This role will spend approximately 50% of their time performing the following functions :

  • Manage and administer assigned BB and SBB loans identified as Strategic Asset Management (SAM) loans.
  • Monitor and secure loan collateral. Conduct site visits and coordinate with various parties to liquidate loan collateral.
  • Manage and monitor assigned SAM reports as applicable such as collateral impairment and watch list reports.
  • Assist SBA Program Manager with various SBA related actions such as liquidation packages workouts and general SBA loan processing.
  • Review and manage the Quarter BB Score Report.
  • We are excited to talk with you if you have :

  • Bachelors degree in Business Accounting Finance or related area with at least 6 hours of accounting
  • 5 years of experience with Business Banking loans up to $5MM
  • 3 years of experience underwriting Business Banking loans
  • Demonstrated credit decision making skills and ability
  • Demonstrated financial analytical skills with ability to solve complex problems by interpreting data and results
  • Demonstrated excellent writing skills to create credit memos Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers
  • Demonstrated ability to work independently
  • Demonstrated proficiency of Excel and Word to create tables and worksheets for credit memos
  • Compensation Range :

    $57760.00 - $124170.00

    The posted compensation range on this listing represents UMBs standard for this role but the actual compensation may vary by geographic location experience level and other job-related addition this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

    UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

    Are you ready to be part of something more

    Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

    UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race color religion sex (including gender pregnancy sexual orientation and gender identity) national origin age disability military service veteran status genetic information or any other status protected by applicable federal state or local law. If you need accommodation for any part of the employment process because of a disability please send an e-mail to to let us know the nature of your request.

    If you are a California resident please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

    Required Experience :

    Manager

    Key Skills

    Project / Program Management,Project Portfolio Management,Portfolio Management,Credit Analysis,Banking,Pricing,Analysis Skills,Project Management,Financial Analysis,Budgeting,Property Management,Contracts

    Employment Type : Full-Time

    Experience : years

    Vacancy : 1

    Monthly Salary Salary : 57760 - 124170

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    Portfolio Manager • Overland Park, Kansas, USA

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