Commercial Real Estate Loan Officer

Job Description

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

Responsibilities

• Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis.
• Identifies and pursues business development opportunities and solves problems.
• Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
• Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required.
• Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
• Cross-sells other bank services.
• Performs all other miscellaneous responsibilities and duties as assigned.

Qualifications